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Pipcompass

Broker profile

XTB

Ranked #7 of 15 fully scored brokers. 7 of 13 fields verified. Last verified .

Pipcompass score

100% data
79.5/100

Badges state facts from licence registers, regulator warning lists and RDAP. They are not a rating. How we check.

Key facts

Founded
Not verified
Headquarters
Not verified
Platforms
Proprietaryxtb.com, verified 11 Oct 2026xStation 5 web and mobile.
Minimum deposit
No minimumxtb.com, verified 11 Oct 2026"No minimum deposit".
Max. leverage
1:500xtb.com, verified 11 Oct 2026CFD instruments.
Copy trading
Not confirmed
Swap-free / Islamic
Offeredxtb.com, verified 11 Oct 2026Swap-free for specific periods and not all products.
Deposit methods
Not verified
Restricted countries
BRxtb.com, verified 11 Oct 2026Site "not intended" for Brazil; no full list found.Partial list. Absence of a country does not confirm the broker accepts it.

Regulation and legal entities

Which entity you sign up with decides which rules protect you. Check the licence number on the regulator’s register before you deposit.

XTB legal entities and licences
EntityRegulatorLicence / ref.Tier
XTB International LimitedRegistration no. as stated.FSC (Belize)Belize6442514Tier 3: offshore or registration-only
XTB S.A.KNFPoland (EU)Not shownTier 1: major regulator
XTB LimitedSource: xtb.com, verified 11 Oct 2026FCAUnited KingdomFRN 522157Tier 1: major regulator
XTB SucursalCNMVSpain (EU)Not shownTier 1: major regulator
XTB LtdFrom the CySEC register.Source: cysec.gov.cy, verified 11 Oct 2026CySECCyprus (EU)169/12Tier 1: major regulator

Source: xtb.com, verified 11 Oct 2026

Accounts and advertised costs

Figures are the broker’s advertised “from” values, not measured averages. Live spread testing: not yet tested.

Account types not verified.

Lowest spread, no-commission account
from 0.50xtb.com, verified 11 Oct 2026Generic minimum CFD spread; not pair-specific.
Raw account commission
Not verified

Strengths and drawbacks from the data

Generated by fixed rules from the fields above. Each rule is listed on the methodology page.

Strengths

  • Holds Tier 1 licences (KNF, FCA, CNMV, CySEC) in at least one group entity.
  • 5 distinct regulators across the group.
  • Low stated minimum deposit (none).
  • Swap-free (Islamic) option offered.

Drawbacks or gaps

  • No MetaTrader; Expert Advisors and MT indicators will not run.
  • 2 of 5 listed entities show no licence number on the pages we checked.

Score breakdown

XTB score breakdown
CategoryWeightPointsBased on
Regulation35%100Best tier 1; 4 Tier 1–2 regulators
Advertised costs20%75from 0.5 spread
Platforms15%15Proprietary
Minimum deposit10%100$0
Copy trading and swap-free10%100swap-free
Disclosure10%7260% licence numbers shown; restricted list published

Total 79.5 out of 100, from 100% of the weight. Categories without data are left out and the rest rescaled.

Sources

  1. https://www.xtb.com/intUsed for: entities, platforms, restrictedCountries. Checked 11 Oct 2026.
  2. https://www.xtb.com/int/trading-services/account-informationUsed for: minDeposit, maxLeverage, standardSpreadFrom, swapFree. Checked 11 Oct 2026.
  3. https://www.xtb.com/enUsed for: entities (XTB Limited). Checked 11 Oct 2026.
  4. https://www.cysec.gov.cy/en-GB/entities/investment-firms/cypriot/Used for: entities (XTB Ltd). Checked 11 Oct 2026.