XM vs XTB
Updated
Limited data: XM has 8 and XTB has 7 of 12 comparable fields verified (we need 7 each for a full comparison). Treat this page as incomplete.
Key differences
- XTB has a stronger best regulator (Tier 1) than XM (Tier 2).
- Only XM lists: FSA (Seychelles), FSC (Mauritius), FSCA, CMA (Kenya).
- Only XTB lists: KNF, FCA, CNMV, CySEC.
- XTB has the lower stated minimum deposit ($0 vs $5).
- XM offers MT4, MT5; XTB does not list them.
- XM confirms copy trading; XTB does not confirm it on its site.
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| Field | XM | XTB |
|---|---|---|
| Score | 73.1/100 | 79.5/100 |
| Regulators | FSC (Belize), FSA (Seychelles), FSC (Mauritius), FSCA, CMA (Kenya) | FSC (Belize), KNF, FCA, CNMV, CySEC |
| Founded | Not verified | Not verified |
| Platforms | MT4, MT5, ProprietaryXM App. | ProprietaryxStation 5 web and mobile. |
| Minimum deposit | $5 | None"No minimum deposit". |
| Raw commission / side (advertised) | Not verified | Not verified |
| Spread from, no-commission account (advertised) | 0.80Site-wide "as low as 0.8 pips"; not account- or pair-specific. | 0.50Generic minimum CFD spread; not pair-specific. |
| Measured EUR/USD spread | Not yet tested | Not yet tested |
| Max. leverage | Not verified | 1:500CFD instruments. |
| Copy trading | YesXM Copy Trading. | Not confirmed |
| Swap-free / Islamic | Yes"Islamic option as standard" on all accounts. | YesSwap-free for specific periods and not all products. |
| Deposit methods | Not verified | Not verified |
| Restricted-country list | 4 listed (partial)Plus "other sanctioned countries". | 1 listed (partial)Site "not intended" for Brazil; no full list found. |
| Visit |
Sources for each value are on the individual broker pages. Data verified 11 Oct 2026.
Risk warning: CFDs and leveraged forex are complex instruments and carry a high risk of losing money rapidly due to leverage. Most retail accounts lose money. Only trade with money you can afford to lose. Nothing on this site is investment advice. Read the full risk warning.